OnePay aims to solve the problem of millions of Americans being unbanked or underbanked, facing issues like insufficient savings for emergencies, high fees, lack of affordable credit, and limited wealth growth opportunities. The company's vision is to create a single app for consumers to manage their finances, offering accessible banking, credit, and payment products.
Requirements
- Deep expertise in building and scaling distributed systems, high-throughput APIs, and data-intensive services
- Strong full-stack skills, with fluency in backend architecture and modern frontend frameworks
- Experience designing systems with reliability, security, and performance in mind — ideally in payments, lending, or other regulated consumer finance domains
- Exceptional technical leadership and communication skills with a track record of influencing architecture and product direction
Responsibilities
- Lead the design and delivery of high-impact, technically complex projects that power our lending platform at scale
- Provide technical leadership and clear, impactful communication to cross-functional stakeholders
- Drive hyper-optimization of lending systems to meet the needs of a large and growing addressable market
- Collaborate closely with product, design, and operations partners to build seamless, trustworthy lending experiences
- Mentor engineers across the team, fostering best practices in architecture, code quality, and scalability
Other
- Provide technical leadership and clear, impactful communication to cross-functional stakeholders
- Collaborate closely with product, design, and operations partners to build seamless, trustworthy lending experiences
- Mentor engineers across the team, fostering best practices in architecture, code quality, and scalability
- Drive and proactivity – everyone here is a builder and executor
- Remote-friendly (US), flexible time off (FTO), and opportunities for growth
