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Staff Software Engineer – Backend (Consumer, Wallet & Commerce)

BOLT

$16,666 - $18,750
Aug 19, 2025
Remote, US
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Bolt is looking to solve the problem of democratizing commerce by building a universal shopper network and transforming the way people shop and transact online through their Super App.

Requirements

  • 8+ years backend experience in Go/Java/Kotlin/Rust (or similar).
  • 2+ years in Staff+ roles at a fintech or crypto startup.
  • Deep knowledge of payments and wallet infrastructure (card networks, ISO 8583, PCI, tokenization).
  • Experience designing ledger systems with consistency, reliability, reconciliation.
  • Hands-on experience building crypto or stablecoin rails, blockchain integration is a plus.
  • Experience enabling "agentic" shopping—building APIs for assisted/personalized purchase journeys.
  • Strong understanding of distributed systems, event-driven architecture, microservices.

Responsibilities

  • Design and implement backend services enabling: Universal wallet infrastructure: multi-currency wallets, KYC/AML compliance, secure ledgering, minting/burning stablecoins.
  • Crypto on‑ramps/off‑ramps, P2P transfers, blockchain-routed settlement.
  • Payment acquisition and routing (cards, crypto rails), reconciliation and settlement.
  • Build distributed systems with 99.999% uptime and low latency.
  • Collaborate with banks, PSPs, stablecoin issuers, blockchain node providers.
  • Lead architectural decisions spanning wallet, commerce, crypto, and agentic‑shopping services.
  • Integrate fraud, compliance, risk scoring (for both fiat and crypto).

Other

  • This is a contract-to-hire opportunity with the option to convert to full-time after 3–6 months.
  • Mentor backend engineers and help define best practices for wallet and crypto services.
  • Please download and explore the Bolt Super App prior to interview.
  • Flat monthly fee: $16,666 - $18,750/month (all-in, no benefits)
  • Full-time conversion includes RSUs and benefits