Square Loans helps business owners access the capital they need to grow and manage their businesses. Our products provide simple, automated financing experiences built on Square's ecosystem, with billions of dollars in loans extended to sellers each year. Square Loans is also a major revenue driver for Square, making this work both technically complex and strategically important.
Requirements
- 12+ years of industry experience, with significant time designing and scaling large, complex systems
- A proven record of solving technically knotty problems with high ambiguity and risk
- Expertise in backend languages such as Java, Kotlin, or Ruby (and openness to learn others as needed)
- Experience guiding architecture for critical, high-throughput financial systems or equivalent domains while contributing hands-on to implementations.
- Strong ability to decompose ambiguous problems, propose pragmatic solutions, and execute to completion
- Services: Java, Kotlin, Go, Ruby on Rails
- Data: MySQL, DynamoDB, Kafka, SQS
Responsibilities
- Solve ambiguous, high-risk, and cross-team challenges in lending systems by working directly in the code and carrying solutions from implementation to resolution.
- Rethink and evolve lending services and architecture to streamline development and accelerate delivery of new products.
- Guide the long-term architecture of lending services while contributing hands-on to critical builds.
- Partner with engineering, product, design, and risk teams to de-risk and deliver initiatives with outsized business impact.
- Raise the technical bar through design reviews, architectural guidance, and by setting high standards for resilience and maintainability.
- Mentor engineers to grow their technical depth and leadership capabilities.
- Advocate for lending needs across Square, ensuring alignment while simplifying integration with other products.
Other
- Experience influencing without direct authority, building trust across teams and functions
- Excellent written and verbal communication skills, especially when working across engineering and non-technical partners
- We will consider qualified applicants with arrest or conviction records for employment in accordance with state and local laws and “fair chance” ordinances.
- We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible.
- The successful candidate’s starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions.
